Bank Al Yousr organized on July 15 a webinar under the theme “The investment deposit, investment instrument of participatory finance according to the principle of participation”.
This quarterly meeting set up by Bank Al Yousr, follows on from the two previous webinars which shed light on the “role of participatory banks in supporting the company’s investments” as well as on “SALAM: new crowdfunding for the ‘business “.
This meeting was moderated by Dr Ahmed TAHIRI JOUTI, Al Maali Group co-CEO Managing Partner and moderated by Mouna LEBNIOURY, Managing Director of Bank Al Yousr and Dr Mohamed KARRAT, Professor of the Fikh of transactions at the Chariaa faculty of Fez, Financial advisor participatory.
Indeed, aware of its key role in the participatory market as a benchmark bank, Bank Al Yousr has since its creation assigned the duty to contribute to financial market education efforts by popularizing the principles, products and crowdfunding services.
This rich webinar dedicated to investment deposits intended for different types of clients, whether individuals, professionals, or companies with excess cash flow, covered all the peculiarities of this crowdfunding banking practice. Discussions focused on the expected rate of return, the principles governing the remuneration policy, the profit sharing rate between the bank and the depositor, the investment portfolio as well as the risk management and protection mechanisms. capital and profit generation.
Exhaustive, this meeting did not fail to deal with subjects of taxation or even zakat on the investment account. The webinar also sheds light on CSO assent and the purposes of Sharia.
Finally wanting to be practical, this meeting was also an opportunity to present Bank Al Yousr’s offer by highlighting the particularities that make this product a profitable and secure investment.